In short
- A gold biscuit is a small gold bar. UAE retail bars run from 1 gram to 10 tola, cast bars up to 1 kg.
- Bar purity is stamped as fineness: 995.0, 999.0 or 999.9. DMCC's UAE Bullion Coins are 9999 gold in 1, 1/2, 1/4 and 1/10 ounce; one refiner also sells coins by grams.
- A bar's price is the value of its gold plus the dealer's premium. No authority publishes premiums, so compare the price per gram.
- Investment gold of 99% purity or more is zero-rated for VAT; jewellery carries 5%, and a 22K coin does not meet the 99% test.
- Ask for the buy-back price before you buy: dealers start from the live market rate, and one says it deducts a handling margin.
A gold biscuit is simply a small gold bar. In Dubai, gold bars and coins of investment gold are sold at the dealer's own price: the value of the gold plus a premium for the bar or coin. They carry no VAT when the gold is 99% pure or more. UAE retail bars run from 1 gram to 10 tola, cast bars go up to 1 kilogram, and bullion coins come in ounce and gram sizes. This guide shows the standard sizes and purities, what the gold in each size is worth at today's rate, and what to check before you buy or sell one.
- 0% VAT
- on investment gold of 99% purity or more
- 1 g to 10 tola
- the range of UAE retail bars, as LBMA describes it
- 995.0
- minimum fineness of a London Good Delivery bar
- 8 of 8
- Dubai gold buyers we read take back bars and coins
Bar, biscuit or coin: what the words mean
- Gold bar
- A piece of refined gold made to a set weight, with the refiner's stamp, the fineness and a serial number on it. That is how the London market defines the marks on a large bar, and retail bars follow the same idea.4 Visit Abu Dhabi notes that gold ingots in varying sizes can be bought either for investment or to be made into your own design.11
- Gold biscuit
- A name buyers use for a small bar. It is not a separate product: none of the refiner or dealer pages we read for this guide uses the word, they all say bar.121314 A "10 gram biscuit" is a 10 gram bar.
- Minted bar
- A thin, stamped bar, usually sold sealed in a card. One UAE refiner lists its minted bars from 1 gram to 100 grams.12
- Cast bar
- A bar poured into a mould. The same refiner lists 100 g, 250 g, 500 g, 1 kg and 10 tola bars as cast bars.12
- Bullion coin
- A coin sold for its gold content. DMCC's UAE Bullion Coins are gold of 9999 purity (24 carat).7
Gold bar sizes and fineness
Fineness is the gold content in parts per thousand: 999.9 means 99.99% gold. The Dubai Jewellery Group (DJG) puts 24 karat at 1000 parts out of 1000, so 24K, 999.9 and 995.0 all describe gold above 99%, but not the same amount of it.2
In its report on the UAE market, the London Bullion Market Association (LBMA) wrote that small minted and cast bars dominate retail investment, with sizes from 1 gram to 10 tola.5 The product lists of two UAE refiners, Emirates Gold and Al Etihad Gold, fill in the detail:
| Type | Sizes listed | Fineness listed |
|---|---|---|
| Minted bars | 1 g, 2.5 g, 5 g, 10 g, 1 tola, 1/2 ounce, 20 g, 1 ounce, 50 g, 5 tola, 100 g12 | Not stated on the product pages; the refiner says its bars are refined up to 999.912 |
| Larger bars | 100 g, 250 g, 500 g, 1 kg1213 | 995.0, 999.0 or 999.9, depending on the bar1213 |
| 10 tola bars | 10 tola1213 | 999.0, or 999.0 and 999.9 at the second refiner1213 |
| UAE Bullion Coins (DMCC) | 1 oz, 1/2 oz, 1/4 oz, 1/10 oz for the first design7 | 99997 |
| London Good Delivery bar | 350 to 430 fine troy ounces, about 10.9 to 13.4 kg4 | At least 995.04 |
The large London bar is a wholesale product: LBMA's rules make it the bar for settling trades in the London market, not a shop item.4 The UAE has its own standard, UAE Good Delivery (UAEGD), which covers the quality and technical specifications of UAE refineries and is run by a committee chaired by the Ministry of Economy.6 Its website, as we read it, does not list bar sizes. One UAEGD-accredited refiner describes it as the standard for 1 kg bars of at least 995 fineness.13
How much does a gold bar weigh in ounces?
A gram is 0.032 150 75 troy ounce, so a 1 kg bar holds about 32.15 troy ounces and a 100 g bar about 3.22.18 A 10 tola bar is about 3.75 troy ounces. Our guide to the troy ounce and its price has the full conversion.
10 tola (TT) bars
The tola is a South Asian weight that UAE refiners still use for bars: 1 tola, 5 tola and 10 tola sizes appear on their lists.12 The 10 tola bar is the one many buyers search for as a "TT bar", short for ten tola. India's Income Tax Department gives the conversion as 10 grams = 0.857 tola and 1 kilogram = 85.734 tolas, which puts 1 tola at about 11.664 grams.8 Our tables use 11.6638 g, so a 10 tola bar is 116.638 g. LBMA gives the same size as approximately 117 g.5
Gold biscuit and gold bar price in Dubai today
DJG publishes one suggested retail price per gram for each karat every day, based on the international gold price converted into dirhams.117 Multiplying the bar's weight by the 24K figure gives the value of the gold in it. Here is that value for the common sizes at today's rate:
| Weight | 24K, AED |
|---|---|
| 1 g | 468.00 |
| 2.5 g | 1,170.00 |
| 5 g | 2,340.00 |
| 10 g | 4,680.00 |
| 1 tola 11.6638 g | 5,458.66 |
| 20 g | 9,360.00 |
| 1 troy ounce 31.1035 g | 14,556.44 |
| 50 g | 23,400.00 |
| 100 g | 46,800.00 |
| 10 tola 116.638 g | 54,586.58 |
The table is the value of the metal, not a dealer's price. The DJG figure is a suggested retail price for gold jewellery, quoted for 24K gold, while a 995.0 bar holds a little less gold per gram than a 999.9 bar.12 A dealer sets its own price for each bar.
The premium over the rate
No authority publishes bar premiums, and none of the refiners we read publishes one. What a dealer's price list shows is the result. On 14 November 2026 we read the online price list of one DMCC-registered Dubai bullion dealer and divided each gold bar and coin price by its weight:14
- All six gold items on the list, five bars in three sizes and one coin, cost more per gram than DJG's 24K rate of the same day.
- Per gram, its 1 g bars cost more than its 50 g and 100 g bars.
- Its three 1 g bars, from three different makers (PAMP, Valcambi and Argor-Heraeus), had three different prices.
That is one dealer on one day, not a market average. It shows why you should compare bars by price per gram, size for size and maker for maker. The gold bar price by weight page values sizes from 1 gram to 1 kilogram.
Gold coins in the UAE: ounce and gram sizes
DMCC's UAE Bullion Coins come in four designs. The first, with a portrait of the late Sheikh Khalifa bin Zayed Al Nahyan and the Burj Khalifa, is sold in 1 oz, 1/2 oz, 1/4 oz and 1/10 oz.7 One UAE refiner also lists gold coins by gram weight: 2.5 g, 5 g, 10 g and 20 g, next to 1/2 ounce and 1 ounce coins.12 Dubai bullion dealers sell foreign bullion coins too, such as the Britannia, the Maple Leaf, the Eagle and the Philharmonic.14
Not every gold coin is investment gold. The same refiner lists a 4 g coin in 22K gold, which is 22 parts gold out of 24, about 91.7%.122 That is below the 99% purity test for the VAT zero rate described below, so ask the dealer how VAT is charged on such a coin.
VAT on gold bars and coins
Under Article 36 of the VAT Executive Regulation, the supply or import of investment precious metals is zero-rated. Gold counts as an investment precious metal when it has a purity of 99% or more and is in a form tradeable in global bullion markets.9 Bars of 995.0, 999.0 and 999.9 and coins of 9999 are all above 99%. Jewellery is charged the standard rate of 5%.10 Our guide to VAT on gold in the UAE covers jewellery, tourist refunds and traders.
Selling a bar or coin back
Bars and coins are the easiest gold to sell. All eight Dubai gold buyers whose terms we read on 13 November 2026 buy them, and two of them list only bullion among what they buy.16 Two bullion dealers explain how they price a buyback:
- One pays the live international spot price converted into dirhams, minus a small handling margin, and fixes the price at the time of the deal.14
- Another bases its price on the live market rate of the day and the verified weight and purity, confirms it after inspection, and accepts bullion from any recognised source or refinery that passes its checks.15
DJG lists buy-back programmes among the retailer terms that affect what you pay, so ask about the buy-back price before you buy.2 The difference between the selling price and the buy-back price on the same day is what buying and selling the bar costs you. The full process is in our guide to selling gold in Dubai.
Where to buy gold bars and coins in Dubai
Bars and bullion coins are sold by bullion dealers and by jewellers that stock investment gold. Our list of sellers of gold bars and coins gives addresses and phone numbers across the UAE, and the Gold Souk shops are a short walk from each other. DJG notes that under anti-money laundering rules, buyers of jewellery may be asked for a copy of an Emirates ID or a passport, so bring one.3
Before you pay
- The weight in grams and the fineness stamped on the bar, the same on the invoice.
- The refiner's name and the serial number, and whether the bar comes sealed with a certificate. One UAE refiner lets you check a bar's certificate number on its website.12
- The price per gram of this bar, to compare with other sizes and dealers on the same day.
- The dealer's buy-back terms, and what happens to them if the seal is opened.
- VAT at 0% on the invoice, with the dealer's name and stamp.
Questions and answers
What is a gold biscuit?
A small gold bar. Biscuit is a word buyers use, not a separate product: refiners and dealers sell the same item as a bar. A 10 gram biscuit is a 10 gram bar, with the fineness, the refiner's name and a serial number stamped on it. Check those marks against the invoice when you buy.
How much is a 10 gram gold biscuit in Dubai?
The gold in it is worth ten times today's 24K rate per gram; the table in this guide shows the figure and updates with every new rate. A dealer's price is higher, because it adds a premium for the bar, and no authority publishes premiums. On one dealer's list we read, small 1 g bars cost more per gram than 50 g and 100 g bars. Investment gold of 99% purity or more carries no VAT.
What sizes do gold bars come in in the UAE?
Two UAE refiners list minted bars of 1 g, 2.5 g, 5 g, 10 g, 20 g, 50 g and 100 g, plus 1 tola, 5 tola, 1/2 ounce and 1 ounce, and cast bars of 100 g, 250 g, 500 g, 1 kg and 10 tola. LBMA describes the UAE retail market as bars from 1 gram to 10 tola. Which sizes a shop has in stock varies.
What is a TT bar, and how many grams is a 10 tola bar?
A TT bar is a 10 tola gold bar. India's Income Tax Department puts 1 kilogram at 85.734 tolas, about 11.664 grams per tola, and LBMA gives a 10 tola bar as approximately 117 g. Our tables use 116.638 g, about 3.75 troy ounces. Two UAE refiners list 10 tola bars in 999.0 fineness, one also in 999.9. A tola bar is not a 10 gram bar.
How many ounces are in a gold bar?
It depends on the size. A 1 kg bar holds about 32.15 troy ounces and a 100 g bar about 3.22, using NIST's factor of 0.032 150 75 troy ounce per gram. The large bars of the London wholesale market hold 350 to 430 fine troy ounces, about 10.9 to 13.4 kg. Retail bars in the UAE run from 1 gram to 10 tola.
Is there VAT on gold bars and coins in the UAE?
Not on investment gold. Under Article 36 of the VAT Executive Regulation, gold with a purity of 99% or more in a form tradeable in global bullion markets is zero-rated. Standard bars of 995.0 to 999.9 and coins of 9999 meet the purity test. Gold jewellery is charged 5%.
What gold coins can I buy in the UAE?
DMCC issues UAE Bullion Coins in 9999 gold; the first design comes in 1 oz, 1/2 oz, 1/4 oz and 1/10 oz. A UAE refiner also sells gold coins by grams, from 2.5 g to 20 g. Dealers sell foreign coins such as the Britannia and the Maple Leaf. Coins of 99% purity or more are zero-rated for VAT; a 22K coin is not investment gold. The gold ounce guide shows what an ounce is worth today.
Can I sell a gold bar back in Dubai?
Yes. All eight Dubai gold buyers whose terms we read buy bars and coins. Dealers price a buyback from the live market rate and the verified weight and purity; one says it deducts a small handling margin. Bring the bar with its certificate and invoice if you have them, and an Emirates ID or passport. See our guide to selling gold in Dubai.
Does a gold coin have making charges?
On the bullion dealer price list we read, each coin and bar had one price, with no separate making charge. The cost of making it is inside the dealer's premium above the value of the gold. To compare, divide the price by the weight in grams and set it against today's 24K rate. Jewellery is different: there, shops add a making charge to the gold.
Sources
Every number in this guide comes from one of these pages. Official pages are linked. Stores are named without a link: we do not send readers to store websites.
- Dubai Jewellery Group Today's suggested retail gold jewellery price read 14 November 2026
- Dubai Jewellery Group Jewellery guide read 14 November 2026
- Dubai Jewellery Group Know your rights read 14 November 2026
- London Bullion Market Association Good Delivery List Rules, January 2026 read 14 November 2026
- London Bullion Market Association Spotlight on the UAE, chapter 4: Investment and finance read 14 November 2026
- UAE Good Delivery, Executive Office of the UAE Bullion Market Committee About the UAEGD standard read 14 November 2026
- DMCC Gold ecosystem: UAE Bullion Coin read 14 November 2026
- Income Tax Department, Government of India Gold and silver utility: conversion table read 14 November 2026
- Federal Tax Authority Executive Regulation of Federal Decree-Law No. 8 of 2017 on VAT, Article 36 read 14 November 2026
- UAE Government portal Value added tax (VAT) read 14 November 2026
- Visit Abu Dhabi Gold and gold jewellery read 14 November 2026
- Emirates Gold FZCO Website: investment bars and coins (pages 1 and 2), cast bars and granules, home page read 14 November 2026
- Al Etihad Gold Refinery Website: home page and products read 14 November 2026
- IBV Gold FZCO Website: home page price list, buying and selling gold read 14 November 2026
- Tora Bullion Jewellery Co. LLC Website: buyback policy read 14 November 2026
- Eight Dubai gold buyers Published selling terms of Kuber Jewellery, Laxmi Jewellers, Mint Jewels, Trade My Gold, Rizan Jewellery, SAK Jewellery, IBV Gold and Tora Bullion read 13 November 2026
- Dubai Jewellery Group Key functions of the Dubai Jewellery Group read 14 November 2026
- National Institute of Standards and Technology (NIST) Conversion factors for precious metal sales read 14 November 2026
This guide explains how selling and buying gold works in the UAE as the named sources describe it. It is not financial or legal advice, and each business sets its own terms: confirm them with the business before you hand anything over.