UAE business banks

Emirates Investment Bank is an independent private bank in Dubai for high-net-worth individuals; it publishes no business account for SMEs, although companies can be clients, and it charges USD 1,250 a quarter when average assets fall below USD 1 million.

Emirates Islamic publishes eight business packages: the cheapest, Tajer and E-Trader, need AED 3,000 but are only for UAE and GCC national owners; Digital costs AED 236.25 a month with AED 10,000, all fees including VAT.

Emirates NBD offers seven business packages: Connect needs no minimum balance and costs AED 261.45 a month after 30 free days, Proprietor and Prime need AED 50,000; you can apply online.

First Abu Dhabi Bank, the largest bank in the UAE: Business Basic needs an AED 10,000 average balance, Advantage AED 250,000 and Preferred AED 500,000; fees are quoted before VAT.

Gulf International Bank operates a wholesale branch in Abu Dhabi and a representative office in Dubai for large corporates, financial institutions and government-related entities; it publishes no UAE account or tariff for SMEs.

Habib Bank AG Zurich UAE asks businesses for an AED 25,000 average balance across all accounts, charges AED 250 a month if it falls short and AED 15 a month maintenance, and requires HBZweb online banking at AED 99 a month, all before VAT.

Habib Bank Limited (HBL), a Pakistani bank in the UAE since the 1960s, offers a business current account at its branches; its 2026 schedule asks an AED 25,000 monthly average with AED 262.50 a month if below.

HSBC UAE publishes one corporate current account: AED 920 a month account maintenance per entity, an AED 20,000 minimum monthly average balance and AED 150 if it falls below, all before VAT; there is no SME or startup package.

ICBC serves corporate clients only in the UAE, through a wholesale branch in Abu Dhabi licensed by the Central Bank and a DFSA-regulated DIFC branch that takes only offshore corporate deposits; it publishes no fees or minimum balance.

International Development Bank for Investment and Finance, a private Iraqi bank, runs a wholesale branch in Dubai licensed by the Central Bank of the UAE since 2022; it serves companies only, especially UAE-Iraq trade, and publishes no fees.

Intesa Sanpaolo serves large corporate and institutional clients in the UAE through a wholesale branch in Abu Dhabi licensed by the Central Bank and a DFSA-regulated branch in DIFC; it publishes no UAE account, fees or SME offer.

InvestBank, founded by the Government of Sharjah in 1975 and listed on the Abu Dhabi exchange, now trades as INB; it publishes no business account terms online, so the current tariff has to be requested from the bank.

Janata Bank, a Bangladeshi state-owned bank, has four UAE branches in Abu Dhabi, Dubai, Sharjah and Al Ain; its business current account needs an AED 5,000 initial deposit, and no schedule of charges is published.

Mashreq NEO BIZ is the digital business account of one of the oldest UAE banks: Pro costs AED 99 + VAT a month with no minimum balance, Prime has no fee above an AED 50,000 average balance.

MCB Bank, a Pakistani bank, runs a wholesale branch in Dubai and one in Sharjah for businesses; its July 2026 UAE schedule has no account service charge, AED 250 a month below the minimum balance, whose amount it does not publish.

National Bank of Bahrain has branches in Abu Dhabi and Dubai and publishes a UAE corporate tariff: AED 20,000 minimum monthly average balance, AED 150 + VAT a month if it falls below and no relationship fee.

NBF has four business account families: Emerging Starter with no minimum balance at AED 200 + VAT a month for new licences, Value accounts with no minimum from AED 250 a month, and balance-based packages from AED 20,000; it states opening within 3 business days.

NBK runs two UAE branches in Dubai and Abu Dhabi plus a DIFC branch for large clients; its corporate schedule charges AED 100 a month if a current account falls below AED 10,000, and accounts are opened at a branch with a relationship officer.

National Bank of Oman has branches in Abu Dhabi and Dubai focused on wholesale banking; its 2026 pricing guide asks AED 250,000 for a business current account with AED 400 a month below it, while its account page says AED 10,000.

NBQ's tariff from 1 September 2026 has three business plans: Biz Smart with no minimum balance at AED 500 a month, Biz Edge with AED 50,000 and Biz 360 with AED 350,000 and no monthly fee, all before VAT.

RAKBANK, the National Bank of Ras Al Khaimah, opens RAKstarter accounts for new companies with no minimum balance and current accounts from AED 25,000, in 2 to 3 business days after signing.

ruya, an Islamic specialized bank launched in 2024, offers one business current account at AED 79 a month including VAT, with no minimum balance, free transfers inside ruya and an online application the bank says takes 20 minutes.

Sharjah Islamic Bank has three business accounts for companies with turnover up to AED 250 million: Business Plus with no minimum balance at AED 262.50 a month, and Premium and Platinum with AED 25,000 or AED 100,000 balances and no monthly fee.

Standard Chartered UAE no longer markets an SME account: its old SME pages redirect to the homepage, and companies are served by Commercial Banking through relationship managers, with transaction fees published but no account fee or minimum balance.