UAE business banks

ADCB SmartStart costs AED 131.25 a month with VAT and needs no minimum balance, for UAE nationals and residents; Business Choice accounts ask for AED 50,000 or AED 100,000.

Abu Dhabi Islamic Bank runs Sharia compliant business accounts: Business Connect costs AED 125 + VAT a month with no minimum balance, Business One AED 450 + VAT above an AED 5,000 balance.

Agricultural Bank of China has a wholesale branch in Dubai, the RMB clearing bank in the UAE, and a DIFC branch for professional clients; it offers corporate current accounts but publishes no fees, tariff or minimum balance.

Ajman Bank has three Islamic business packages with no monthly fee: Basic needs an AED 25,000 monthly average balance, Premium AED 100,000 and Platinum AED 250,000, with AED 350, AED 500 or AED 650 + VAT if it falls below.

ABK operates in the UAE through branches in Dubai and Abu Dhabi; it publishes no business account package, minimum balance or document list, so business accounts go through its UAE Corporate Banking team.

Al Hilal Bank, part of the ADCB group, is now a digital Islamic bank for individuals only: it publishes no business account and its terms forbid using personal accounts for business, so companies look at ADCB Islamic or other banks.

Al Maryah Community Bank (Mbank) publishes one business account with no monthly fee, no minimum balance and no fall-below charge; it is AED only, opened online, and available to mainland and free zone companies.

Arab African International Bank, an Egyptian bank in the UAE since 1970 with branches in Dubai and Abu Dhabi, publishes a corporate account at AED 30,000 minimum, AED 315 a month if below and an AED 105 monthly relationship fee.

Al Masraf (Arab Bank for Investment and Foreign Trade) sells business bundles: Entelaqati for Emirati founders with no minimum at AED 250 + VAT a month, and Gold, Platinum and Titanium from AED 500 a month with AED 30,000 to AED 200,000 balances.

Arab Bank UAE publishes one corporate tariff for SME customers: AED 100,000 balance, AED 400 if it falls below, no monthly account fee, and Corporate Gateway online banking at AED 200 a month, all before VAT; accounts open at branches.

Bank Alfalah, a Pakistani bank owned by the Abu Dhabi Group, has one wholesale branch in Dubai; its current account needs AED 5,000, has no account service charge and costs AED 100 a month if the balance falls below.

Bank of Baroda UAE publishes six business current accounts with no monthly fee: General needs an AED 10,000 monthly average balance with AED 200 + VAT if it falls below, up to Platinum at AED 2,000,000.

Bank of China runs a wholesale branch in Abu Dhabi and a DIFC branch in Dubai for corporate and institutional clients such as Chinese companies, sovereign funds and energy firms; it publishes no UAE account, tariff or SME offer.

Bank of Sharjah offers one corporate current account, and its two live fee schedules disagree: November 2025 says AED 50,000 minimum with AED 100 if below, a newer corporate tariff says AED 500,000, AED 150 and a AED 350 monthly fee, all before VAT.

BNP Paribas serves corporate, institutional and wealthy clients in the UAE from branches in Abu Dhabi, Dubai, ADGM and DIFC; its 2026 corporate tariff charges AED 3,000 a month for account maintenance and AED 5,000 to close a main account.

BOK International Bank is the Abu Dhabi branch of Bank of Khartoum, Sudan, offering Islamic banking since 2017; its business fee schedule asks an AED 25,000 monthly average balance with AED 150 + VAT a month if it falls below.

Citibank N.A. UAE serves companies through Citi Commercial Bank, a relationship-managed offer for mid-sized companies covering cash management, trade and working capital; it publishes no business account fees and no SME or online business account.

Commercial Bank International, a Ras Al Khaimah bank listed on ADX, now serves mid-size and large companies: its current account asks AED 300,000 from companies without financing and charges AED 210 a month if the balance falls short.

CBD has two routes for businesses: UP by CBD, an app-only account with no minimum balance from AED 49 a month, and four relationship packages that need AED 100,000 to AED 3,000,000 with no monthly fee.

Credit Agricole CIB serves corporate and institutional clients in the UAE through branches in Dubai and Abu Dhabi licensed by the Central Bank and a DFSA-regulated DIFC branch; it publishes no UAE account, fees or SME offer.

Deutsche Bank serves professional, corporate and institutional clients in the UAE through a wholesale branch in Dubai, a DIFC branch and an ADGM branch; it publishes no business account, fees or minimum balance for ordinary companies.

Doha Bank, a Qatari bank, has one UAE branch in Dubai; its business current account needs an AED 15,000 minimum balance with AED 200 + VAT a month if it falls below, and accounts are opened through a relationship manager.

DIB business packages start at an AED 50,000 average balance with AED 525 a month if it falls below; the only account without a minimum is e-Trader for Dubai e-Trader licence holders, AED 1,700 a year after a free first year.

El Nilein Bank, a Sudanese bank with one Islamic branch in Abu Dhabi since 1977, publishes business accounts and fees, but its sources give three different business minimum balances: AED 3,000, AED 5,000 and AED 10,000.