Salary Certificate Format UAE: Sample & What to Include

A salary certificate is a letter from your employer that confirms your job and your pay. In the UAE, banks, landlords, embassies and government services ask for one whenever they need proof of income: for a loan or a credit card, a tenancy, a visa application or a family sponsorship file. Below is a salary certificate format you can adapt, what it has to include, and how the wording changes with the purpose.

When you need a salary certificate

• Bank loans, credit cards and accounts: banks use it to confirm income and employment, and some give the employer their own form to fill in.
• Renting a home: landlords and agents use it to check that the rent fits the income.
• Family sponsorship and residence files: it is one of the usual proofs of monthly income when you sponsor a spouse, children or parents.
• Visa applications for other countries: embassies often ask for proof of employment and income, sometimes together with a no objection letter from the employer.

It is issued by the employer, never by the employee. A salary certificate confirms your current pay. A salary slip shows the breakdown of one month, and an employment certificate confirms your service dates.

What a salary certificate must include

• the date of issue and the addressee: the named bank, embassy or authority, or “To Whom It May Concern”;
• the employee’s full name, nationality and passport or Emirates ID number;
• the job title and the date of joining;
• the monthly salary, split into basic salary and each allowance, with the total;
• the purpose, when the receiving party asks for it, and a line that the certificate is issued at the employee’s request;
• the company name and contact details, the authorised signatory’s name and title, the signature and the company stamp.

Keep the figures identical to the labour contract and to the salary paid through the Wage Protection System. A certificate whose total differs from the WPS record is a common reason for a bank to send an application back.

Salary certificate format (sample)

Copy this layout onto company letterhead and replace the bracketed parts:

[Company Letterhead]
Date: [DD/MM/YYYY]

To: [Bank, embassy or authority name, or “To Whom It May Concern”]

Subject: Salary Certificate

This is to certify that Mr./Ms. [Full Name], a [Nationality] national, holder of passport number [Passport No.] and Emirates ID [Emirates ID No.], has been employed with [Company Name] as [Job Title] since [Joining Date].

[His/Her] current monthly salary is as follows:
Basic Salary: AED [amount]
Housing Allowance: AED [amount]
Transport Allowance: AED [amount]
Other Allowances: AED [amount]
Total Monthly Salary: AED [amount]

This certificate is issued at [his/her] request for [purpose] and does not create any liability for the company.

For [Company Name]

[Authorised Signatory Name]
[Title]
[Signature and Company Stamp]

How the wording changes with the purpose

How to ask HR for a salary certificate

The certificate comes from HR or the company’s authorised signatory. Put the request in writing and name the addressee and the purpose, so the letter comes back in the form the receiving party expects:

Subject: Request for a salary certificate

Dear [HR Manager Name],

Please issue a salary certificate addressed to [bank, embassy or “To Whom It May Concern”] for [purpose, for example a personal loan application or a visa application to (country)]. Please show my basic salary and allowances separately.

Kind regards,
[Full Name], [Employee ID]

Common mistakes to avoid

• no letterhead, no company stamp or no authorised signature;
• figures that differ from the labour contract or from the WPS salary;
• a generic “To Whom It May Concern” letter when the bank or embassy wants its own name, or its own form;
• an old date: receiving parties usually want a recently issued certificate, so ask what date range they accept before you request it.

Related documents

For a single month’s pay, use the salary slip format. To confirm service dates rather than pay, use the employment certificate format. For a permission letter from your employer, see the NOC letter format. What a salary certificate is and where it is used is explained in what a salary certificate is in the UAE.